Factoring agreement (CCo + Ley 1/1999 + case law)
Factoring agreement (CCo + Ley 1/1999 + case law) is filed with Privado / notarial - bilateral. With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €200 to €200.
We draft the agreement assigning trade receivables from the assignor to the factor. Options: NON-RECOURSE (the factor takes the risk of non-payment, cesión pro soluto) or WITH RECOURSE (the assignor remains liable, pro solvendo). We also cover confirming (reverse supplier payment) and international factoring. Notice to the assigned debtor (CC 1527) so the assignment can be enforced against them.
- Estimated total cost
- €200 to €200
- Managora's fee
- €242.00 (21% VAT incl.)
- Tasa (official government fee)
- No tasa payable
- Processing time
- Immediate; renewable as agreed.
- Where it is filed
- Privado / notarial - bilateral ↗
- What you receive
- Application
Cost breakdown: Our fee 200 €. No tasa (official fee) and no third-party costs: drafting of a private contract between the parties..
Factoring agreement (CCo + Ley 1/1999 + case law): how is it filed?
- 1Answer the questions (~12 minutes).
- 2Payment of 200 €.
- 3We give you the contract ready to sign, with an analysis of the option chosen and the risk involved.
Which documents do you need?
- •Identity documents of the parties.
- •List of the receivables and customers being assigned.
- •Notice templates for the assigned debtor.
Legal basis and things to bear in mind
- Legal framework: CCo + Ley 1/1999 + case law.
- Notice to the debtor (CC 1527) so the assignment can be enforced against them.
- VAT exempt (LIVA 20.1.18) in many cases.
- Natural connections: cesion_creditos_notificacion_deudor, contrato_compraventa_mercantil, contrato_distribucion.
Factoring agreement (CCo + Ley 1/1999 + case law): frequently asked questions
Factoring agreement (CCo + Ley 1/1999 + case law): how much does it cost?
The estimated total cost (our fee + official tasas and taxes) is €200 to €200: Our fee 200 €. No tasa (official fee) and no third-party costs: drafting of a private contract between the parties.. Managora's fee is €242.00, 21% VAT included (€200.00 net + €42.00 VAT). This procedure carries no official tasa.
Factoring agreement (CCo + Ley 1/1999 + case law): how long does it take?
Immediate; renewable as agreed.
Factoring agreement (CCo + Ley 1/1999 + case law): which documents do I need?
You need to have to hand: Identity documents of the parties., List of the receivables and customers being assigned., Notice templates for the assigned debtor.. You do not upload them here: we collect the details through the guided chat.
Who files the procedure?
Managora files it in your name with Privado / notarial - bilateral. You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.
Can it be done online?
Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.
Related procedures
- Registering as self-employed (Hacienda, the Spanish tax authority, and Seguridad Social)
- Baja como autónomo (Hacienda + RETA) (deregistration as a self-employed worker)
- Deferral of a Seguridad Social (Social Security) debt (LGSS art. 23 plus RD 1415/2004)
- Deferral or instalment plan for a debt with the AEAT (Spanish Tax Agency) (art. 65 LGT)
- Application for a refund of amounts wrongly paid (devolución de ingresos indebidos) (LGT art. 221 + RD 520/2005)
- Tarifa Plana for the self-employed: application for the reduced flat-rate contribution
Based on the legislation in force and on the official site of the competent authority: Privado / notarial - bilateral ↗.
Shall we get started with «Factoring agreement (CCo + Ley 1/1999 + case law)»?
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