Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares)

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares) is filed with Juzgado de Primera Instancia del lugar de pago. With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your demanda (claim) for you. Estimated total cost: from €49.

We recover the value of a lost or stolen negotiable instrument (pagaré (promissory note), cheque, letra de cambio (bill of exchange), shares or bonds). We handle the whole case file: we notify the prohibition of payment to the issuer or to the paying entity so that nobody can cash it, we draft and file the cancellation application before the Juzgado de Primera Instancia (Court of First Instance) of the place of payment, we arrange the publication of the edictos (public notices) and, once the legal deadline has passed without opposition, we obtain the decision that renders the instrument void and entitles you to demand payment or a duplicate. This is a case file that starts without the need for a procurador (court representative), which is why we handle it from start to finish. Framework: Ley 19/1985 Cambiaria y del Cheque (Bills of Exchange and Cheques Act), arts. 84 to 87. If a third party objects and the matter turns into contentious proceedings, that litigation does require a procurador and is not included in this service.

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Estimated total cost: from €49
Managora's fee: €59.29 (21% VAT incl.)
Tasa (official government fee): No tasa payable
Processing time: We file your application and notify the prohibition of payment within 3 to 5 working days from the moment we have your details. From then on the case file follows its own deadlines: publication of the edictos and a waiting period of around 3 months before the decision that renders the instrument void.
Where it is filed: Juzgado de Primera Instancia del lugar de pago ↗
What you receive: Demanda (court claim)

Cost breakdown: Our fee 49 euros. Individuals are exempt from the tasa judicial (court fee); add the cost of publishing the edictos in the BOE (Official State Gazette), which varies with the length of the notice..

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares): how is it filed?

1Answer the questions (about 10 minutes).
2Payment of 49 euros.
3We notify the prohibition of payment to the issuer or to the paying entity, file the cancellation application before the Juzgado de Primera Instancia and arrange the publication of the edictos.
4We keep you informed and email you the decision that renders the instrument void, with which you can demand payment or the duplicate.

Which documents do you need?

•Copy of the negotiable instrument (if available).
•Police report (in the event of theft).
•Documentation of the underlying legal transaction.
•Evidence of prior lawful holding.

Legal basis and things to bear in mind

Our engagement covers the complete cancellation case file: prohibition of payment, application before the Juzgado de Primera Instancia (Court of First Instance), edictos (public notices) and the decision that renders the instrument void. It does not require a procurador (court representative) and we handle all of it ourselves.
Framework: Ley 19/1985 Cambiaria y del Cheque (Bills of Exchange and Cheques Act), arts. 84 to 87. For registered shares and bonds, the issuing company is also notified so that it can record the loss.
The right to be paid under the instrument lapses 3 years after maturity (art. 88 of the Ley Cambiaria y del Cheque): it is best not to delay the application.
If a third party appears and disputes ownership, the case file turns into contentious proceedings. That litigation requires a procurador (court representative) and is not included in the price of this service; should that happen, we will tell you clearly before you take on any cost.

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares): frequently asked questions

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares): how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is from €49: Our fee 49 euros. Individuals are exempt from the tasa judicial (court fee); add the cost of publishing the edictos in the BOE (Official State Gazette), which varies with the length of the notice.. Managora's fee is €59.29, 21% VAT included (€49.00 net + €10.29 VAT). This procedure carries no official tasa.

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares): how long does it take?

We file your application and notify the prohibition of payment within 3 to 5 working days from the moment we have your details. From then on the case file follows its own deadlines: publication of the edictos and a waiting period of around 3 months before the decision that renders the instrument void.

Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares): which documents do I need?

You need to have to hand: Copy of the negotiable instrument (if available)., Police report (in the event of theft)., Documentation of the underlying legal transaction., Evidence of prior lawful holding.. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Juzgado de Primera Instancia del lugar de pago. You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Juzgado de Primera Instancia del lugar de pago ↗.

Shall we get started with «Lost or stolen negotiable instrument: cancellation and duplicate (pagaré, cheque, letra, shares)»?

We file it for you, from start to finish.