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Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175)

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175) is filed with Notaría y Registro de la Propiedad. With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your demanda (claim) for you. Estimated total cost: from €224. Official tasa (government fee): No official fee is payable to any public body: the dación en pago is signed before a notary, not filed with the administration. You do bear taxes and fees: ITP or AJD (transfer tax or stamp duty) depending on the transaction and the Comunidad Autónoma, plusvalía municipal (IIVTNU, municipal capital gains tax) payable by the transferor, notarial fees (based on value) and registration at the Registro de la Propiedad.

Clear your debt by handing over an asset: dación en pago (datio pro soluto) or assignment of assets for payment (datio pro solvendo), formalised in a public deed before a notary. We draft the dación proposal addressed to the creditor, prepare the draft deed, arrange the signing with our notary and handle registration at the Registro de la Propiedad (Land Registry). A dación requires the creditor's express agreement: it is a pact and cannot be imposed on them. If the asset is real estate, a public deed is compulsory (CC 1280). For a main home, the IRPF (income tax) exemption applies and, where relevant, the Código de Buenas Prácticas Bancarias (banking good-practice code, RDL 6/2012). This service covers the notarial route from start to finish; it does not include court proceedings.

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Estimated total cost
from €224
Managora's fee
€59.29 (21% VAT incl.)
Tasa (official government fee)
No official fee is payable to any public body: the dación en pago is signed before a notary, not filed with the administration. You do bear taxes and fees: ITP or AJD (transfer tax or stamp duty) depending on the transaction and the Comunidad Autónoma, plusvalía municipal (IIVTNU, municipal capital gains tax) payable by the transferor, notarial fees (based on value) and registration at the Registro de la Propiedad. (suplido: paid to the authority on your behalf, no VAT)
Processing time
No legal deadline: it depends on the negotiation with the creditor. Once the creditor accepts, the deed is usually signed within 1 to 3 weeks and registration takes a few weeks more.
Where it is filed
Notaría y Registro de la Propiedad ↗
What you receive
Demanda (court claim)

Cost breakdown: Our fee 49 euros plus a value-based notarial deed (from around 150 euros) and registration at the Land Registry (from around 25 euros). In addition, ITP or AJD depending on the transaction and the Comunidad Autónoma, and the plusvalía municipal..

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175): how is it filed?

  1. 1Answer the questions (about 10 minutes).
  2. 2Payment of 49 €.
  3. 3We draft the proposal for the dación en pago or the assignment of assets and send it to the creditor on your behalf.
  4. 4Once the creditor accepts, we prepare the draft deed and arrange the signing with our notary.
  5. 5We file the deed for registration at the Registro de la Propiedad and settle the ITP or AJD and the plusvalía municipal.

Which documents do you need?

  • •Title to the asset (deed).
  • •Documentation of the debt.
  • •The creditor's express agreement.
  • •Valuation of the asset.
  • •Evidence that it is your main home, if the IRPF exemption applies.

Legal basis and things to bear in mind

  • Legal framework: CC 1175 and 1280 + RDL 6/2012 (Código de Buenas Prácticas Bancarias) + Ley Hipotecaria.
  • Taxation: ITP or AJD depending on the transaction and the Comunidad Autónoma; plusvalía municipal payable by the transferor; for a main home, the gain is exempt from IRPF (art. 33.4.d LIRPF).
  • What this service includes: the complete notarial route (proposal to the creditor, draft deed, signing before our notary, registration and settlement of taxes).
  • What it does not include: the dación can only be signed if the creditor accepts it. If the creditor refuses, the only alternative is court proceedings, conducted with a lawyer and a procurador (court agent), which are NOT covered by this service or its price. Write to us and we will tell you plainly what real room for manoeuvre your case has before you spend a euro more than you need to.
  • Connections: plan_pagos_aplazamiento_aeat.

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175): frequently asked questions

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175): how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is from €224: Our fee 49 euros plus a value-based notarial deed (from around 150 euros) and registration at the Land Registry (from around 25 euros). In addition, ITP or AJD depending on the transaction and the Comunidad Autónoma, and the plusvalía municipal.. Managora's fee is €59.29, 21% VAT included (€49.00 net + €10.29 VAT). The official tasa charged by the authority (a suplido paid on your behalf, no VAT) is: No official fee is payable to any public body: the dación en pago is signed before a notary, not filed with the administration. You do bear taxes and fees: ITP or AJD (transfer tax or stamp duty) depending on the transaction and the Comunidad Autónoma, plusvalía municipal (IIVTNU, municipal capital gains tax) payable by the transferor, notarial fees (based on value) and registration at the Registro de la Propiedad..

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175): how long does it take?

No legal deadline: it depends on the negotiation with the creditor. Once the creditor accepts, the deed is usually signed within 1 to 3 weeks and registration takes a few weeks more.

Proposal and deed of dación en pago (giving property in payment) / assignment of assets for payment (CC art. 1175): which documents do I need?

You need to have to hand: Title to the asset (deed)., Documentation of the debt., The creditor's express agreement., Valuation of the asset., Evidence that it is your main home, if the IRPF exemption applies.. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Notaría y Registro de la Propiedad. You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Notaría y Registro de la Propiedad ↗.

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