Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015)

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015) is filed with Notaría (acta de ofrecimiento de pago y consignación, Ley 15/2015). With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: from €49.

We handle your offer of payment and consignación (formal deposit of the sum owed) before a notario: we appoint the notario, draft the formal demand to the creditor and prepare the deed of consignación. If the creditor accepts, or the payment is declared properly made, the obligation is EXTINGUISHED and default interest and late payment stop running. Accepted grounds: refusal to accept payment, the creditor being absent or untraceable, limited legal capacity, a dispute over who owns the debt, loss of the debt instrument, and several parties claiming payment. There is also a court route through jurisdicción voluntaria (non-contentious proceedings): it requires a procurador where the amount exceeds 6.000 € and it is NOT included in this service; if your case only allows that route, we tell you before charging you.

Estimated total cost
from €49
Managora's fee
€59.29 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
1 to 3 weeks from when we receive your documents and the funds.
What you receive
Application

Cost breakdown: Our fee 49 €. The consignación is formalised before a notario, so the notarial charge is added on top (a deed from around 60 €), varying with the amount deposited. There is no administrative tasa (official fee). Procurador fees are not included: the court route is not part of this service..

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015): how is it filed?

  1. 1Answer the questions (around 12 minutes).
  2. 2Pay 49 €.
  3. 3We appoint a notario for you and arrange the signing of the deed.
  4. 4We draft the offer of payment, the formal demand to the creditor and the deed of consignación, and hand you a copy of the executed deed.

Which documents do you need?

  • Documents evidencing the obligation.
  • Correspondence with the creditor (refusal of payment, attempts made).
  • Proof that the funds have been placed in the consignación account.

Legal basis and things to bear in mind

  • Legal framework: arts. 1176-1181 of the Código Civil (Civil Code) and Ley 15/2015 on non-contentious proceedings.
  • A properly made consignación extinguishes the obligation and stops default interest running.
  • The notarial route has been the preferred one since Ley 15/2015: it is the one we handle, with a notario appointed by us.
  • The court route through jurisdicción voluntaria does exist, it requires a procurador where the amount exceeds 6.000 €, and it is not included in this service.

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015): frequently asked questions

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015): how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is from €49: Our fee 49 €. The consignación is formalised before a notario, so the notarial charge is added on top (a deed from around 60 €), varying with the amount deposited. There is no administrative tasa (official fee). Procurador fees are not included: the court route is not part of this service.. Managora's fee is €59.29, 21% VAT included (€49.00 net + €10.29 VAT). This procedure carries no official tasa.

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015): how long does it take?

1 to 3 weeks from when we receive your documents and the funds.

Offer of payment and consignación (deposit of the sum owed) before a notario (CC 1176-1181 + Ley 15/2015): which documents do I need?

You need to have to hand: Documents evidencing the obligation., Correspondence with the creditor (refusal of payment, attempts made)., Proof that the funds have been placed in the consignación account.. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Notaría (acta de ofrecimiento de pago y consignación, Ley 15/2015). You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Notaría (acta de ofrecimiento de pago y consignación, Ley 15/2015).

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