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Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business is filed with Servicio Público de Empleo Estatal (SEPE). With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €150 to €150.

We handle the pago único (lump-sum payment) of your contributory unemployment benefit so that you receive the pending amount all at once and set up your business: registration as autónomo, sociedad laboral, cooperative or incorporation of a new SL. Compatible with the 80 €/mes flat rate and exempt from IRPF (personal income tax) if you keep the activity going for 5 years.

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Estimated total cost
€150 to €150
Managora's fee
€181.50 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
SEPE resolution: 30 days from submission. After the resolution, the payment reaches your account within 10-15 days.
Where it is filed
Servicio Público de Empleo Estatal (SEPE) ↗
What you receive
Application

Cost breakdown: Our fee 150 €. The pago único (lump-sum) application for unemployment benefit before the SEPE has no official fee..

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business: how is it filed?

  1. 1Answer the chat questions (~5 minutes).
  2. 2We calculate the amount you can capitalise and the most suitable option for your project.
  3. 3Payment of 150 €.
  4. 4Sign the mandate from your mobile.
  5. 5Application submitted at sede.sepe.gob.es by our agent (BEFORE registering as autónomo).
  6. 6You receive the submission acknowledgement, a full copy of the application, the signed mandate and the invoice.

Which documents do you need?

  • •Descriptive report of the project (we help you draft it based on your description).
  • •Supporting documents for the planned investment: equipment quotes, premises rental contract, licences, etc.
  • •If registering as autónomo: documentation for Modelo 036 (we also handle the registration with our #autonomo service).

Legal basis and things to bear in mind

  • The pago único is EXEMPT from IRPF (Disposición Adicional 27ª Ley 35/2006) if you keep the activity going for at least 5 years. A very significant tax benefit.
  • Compatible with the 80 €/mes flat rate in RETA (Ley 6/2017), not mutually exclusive. We recommend combining both.
  • If more than 30 days pass from the resolution without starting the activity, the SEPE can revoke the pago único.
  • If you are unsure whether to capitalise or keep receiving your unemployment benefit month by month, consider: capitalising is better when you have a specific project and need initial liquidity. Receiving it month by month is better if you are going to keep looking for employed work.

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business: frequently asked questions

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business: how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is €150 to €150: Our fee 150 €. The pago único (lump-sum) application for unemployment benefit before the SEPE has no official fee.. Managora's fee is €181.50, 21% VAT included (€150.00 net + €31.50 VAT). This procedure carries no official tasa.

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business: how long does it take?

SEPE resolution: 30 days from submission. After the resolution, the payment reaches your account within 10-15 days.

Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business: which documents do I need?

You need to have to hand: Descriptive report of the project (we help you draft it based on your description)., Supporting documents for the planned investment: equipment quotes, premises rental contract, licences, etc., If registering as autónomo: documentation for Modelo 036 (we also handle the registration with our #autonomo service).. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Servicio Público de Empleo Estatal (SEPE). You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Servicio Público de Empleo Estatal (SEPE) ↗.

Shall we get started with «Pago único / capitalización del paro (lump-sum unemployment benefit) to start a business»?

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