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Pensión de viudedad (widow's/widower's pension, INSS)

Pensión de viudedad (widow's/widower's pension, INSS) is filed with Instituto Nacional de la Seguridad Social (INSS). With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €89 to €89.

We process your pensión de viudedad (widow's/widower's pension) before the INSS following the death of a spouse, an ex-spouse with a pensión compensatoria (compensatory pension) or a registered pareja de hecho (civil partner). We check the qualifying contribution and relationship requirements, calculate the applicable percentage (52 %, 60 % or 70 %) and the monthly amount based on the deceased's regulatory base.

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Estimated total cost
€89 to €89
Managora's fee
€107.69 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
The INSS resolves within a maximum of 90 calendar days from the application. Silencio negativo (deemed refusal by administrative silence). Financial effects from the day after the death if you apply within 3 months; after 3 months, backdating is limited to 3 months (art. 230 TRLGSS).
Where it is filed
Instituto Nacional de la Seguridad Social (INSS) ↗
What you receive
Application

Cost breakdown: Our fee 89 €. The pensión de viudedad (widow's/widower's pension) application before the INSS has no official fee..

Pensión de viudedad (widow's/widower's pension, INSS): how is it filed?

  1. 1Answer the chat questions (~10 minutes).
  2. 2We determine eligibility, calculate the applicable percentage (52, 60 or 70 %) and the monthly amount.
  3. 3Payment of 89 €.
  4. 4Sign the mandate from your mobile.
  5. 5We submit the application to the INSS through the sede electrónica (online portal) with your Cl@ve or digital certificate. Acknowledgement in minutes.
  6. 6You receive the INSS acknowledgement, a full copy of the application, the signed mandate and the invoice.

Which documents do you need?

  • •Certificado literal de defunción (full death certificate) of the deceased.
  • •Libro de familia (family record book) or, failing that, a marriage certificate.
  • •Certification from the Registro Civil (Civil Registry) showing the marital status (marriage, separation, divorce).
  • •If a pareja de hecho (civil partner): certificate from the Registro de Parejas de Hecho (civil partnership register) with the registration date and a historical empadronamiento (municipal registration) certificate proving >=5 years of cohabitation.
  • •If an ex-spouse: divorce judgment with the recognised pensión compensatoria (compensatory pension) or, in the case of gender violence, a final judgment or protection order.
  • •Document proving that the deceased had NOT entered into a new marriage.
  • •Work-life record (vida laboral) of the deceased (if they were not already a pensioner).
  • •Certificado de últimas voluntades (certificate of last wills).

Legal basis and things to bear in mind

  • Resolution deadline: 90 calendar days (art. 230 TRLGSS). Silencio negativo (deemed refusal by administrative silence): once the deadline passes it is deemed refused and opens the prior claim route.
  • Qualifying contributions: 500 days contributed in the 5 years before the death, or 15 years over the entire working life. AT/EP (workplace accident/occupational illness) require no qualifying period. If the deceased was already a pensioner, the qualifying period is deemed fulfilled.
  • Pareja de hecho (civil partner): in addition to the 5 years of established cohabitation, requires registration in a Registry or a public document >=2 years before the death, and the beneficiary's income being below 50 % of the shared income.
  • Concurrence: if an ex-spouse with a pensión compensatoria (compensatory pension) and a current spouse or civil partner coincide, the pension is shared in proportion to the time of cohabitation, guaranteeing 40 % to the current one.
  • Compatibility: the pension is compatible with any earned income and with your own retirement or IP (permanent disability) pension (concurrence limits apply).
  • If you have children in common with the deceased, arrange the pensión de orfandad (orphan's pension) for each of them in parallel (use pension_orfandad).

Pensión de viudedad (widow's/widower's pension, INSS): frequently asked questions

Pensión de viudedad (widow's/widower's pension, INSS): how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is €89 to €89: Our fee 89 €. The pensión de viudedad (widow's/widower's pension) application before the INSS has no official fee.. Managora's fee is €107.69, 21% VAT included (€89.00 net + €18.69 VAT). This procedure carries no official tasa.

Pensión de viudedad (widow's/widower's pension, INSS): how long does it take?

The INSS resolves within a maximum of 90 calendar days from the application. Silencio negativo (deemed refusal by administrative silence). Financial effects from the day after the death if you apply within 3 months; after 3 months, backdating is limited to 3 months (art. 230 TRLGSS).

Pensión de viudedad (widow's/widower's pension, INSS): which documents do I need?

You need to have to hand: Certificado literal de defunción (full death certificate) of the deceased., Libro de familia (family record book) or, failing that, a marriage certificate., Certification from the Registro Civil (Civil Registry) showing the marital status (marriage, separation, divorce)., If a pareja de hecho (civil partner): certificate from the Registro de Parejas de Hecho (civil partnership register) with the registration date and a historical empadronamiento (municipal registration) certificate proving >=5 years of cohabitation., If an ex-spouse: divorce judgment with the recognised pensión compensatoria (compensatory pension) or, in the case of gender violence, a final judgment or protection order., Document proving that the deceased had NOT entered into a new marriage., Work-life record (vida laboral) of the deceased (if they were not already a pensioner)., Certificado de últimas voluntades (certificate of last wills).. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Instituto Nacional de la Seguridad Social (INSS). You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Instituto Nacional de la Seguridad Social (INSS) ↗.

Shall we get started with «Pensión de viudedad (widow's/widower's pension, INSS)»?

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