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Pensión de viudedad (INSS) (widow's/widower's pension)

Pensión de viudedad (INSS) (widow's/widower's pension) is filed with Instituto Nacional de la Seguridad Social (INSS). With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €108.

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We process your pensión de viudedad application before the INSS (National Social Security Institute) upon the death of your spouse, former spouse with a compensatory pension, or registered pareja de hecho (de facto partner). We verify the contribution and relationship requirements, calculate the applicable percentage (52 %, 60 % or 70 %) and determine the monthly amount based on the deceased's regulatory base.

Practical guide: The widow's pension (INSS): who is entitled and how to claim it. Requirements, deadlines and the steps, explained.

What we charge you
€108
Managora's fee
€108.00 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
The INSS decides within a maximum of 90 calendar days from the application. Silencio negativo (deemed refusal by administrative silence). Economic effects start from the day following the death if applied for within 3 months; after 3 months, retroactivity is limited to 3 months (art. 230 TRLGSS).
Where it is filed
Instituto Nacional de la Seguridad Social (INSS) ↗
What you receive
Application

Cost breakdown: Our fee €108.00 (21% VAT incl.). The pensión de viudedad application before the INSS does not have an official tasa..

Pensión de viudedad (INSS) (widow's/widower's pension): how is it filed?

  1. 1Answer the chat questions (around 10 minutes).
  2. 2We determine eligibility, calculate the applicable percentage (52, 60 or 70 %) and the monthly amount.
  3. 3Payment of €108.00 (21% VAT incl.).
  4. 4Sign the mandate from your mobile phone.
  5. 5We submit the application to the INSS via the sede electrónica (online portal) using your Cl@ve or digital certificate. Acknowledgement of receipt in minutes.
  6. 6You receive the INSS receipt, a full copy of the application, the signed mandate and the invoice.

Which documents do you need?

  • •Certificado literal de defunción of the deceased.
  • •Libro de familia (family record book) or, failing that, marriage certificate.
  • •Registro Civil (Civil Registry) certificate showing marital status (marriage, separation, divorce).
  • •If pareja de hecho: certificate from the Registro de Parejas de Hecho (De Facto Partners Registry) showing the registration date and a historical empadronamiento (municipal census registration) certificate proving >=5 years of cohabitation.
  • •If former spouse: divorce decree showing the recognised compensatory pension or, in cases of gender violence, a final court ruling or protection order.
  • •Document proving that the deceased had NOT entered into a new marriage.
  • •Vida laboral (employment history) of the deceased (if they were not already a pensioner).
  • •Certificado de últimas voluntades (certificate of last wills).

Prerequisites we also handle for you

This procedure needs documents that we also obtain. If you are missing any, ask us for it here and come back once you have it:

Legal basis and things to bear in mind

  • Decision deadline: 90 calendar days (art. 230 TRLGSS). Silencio negativo: once this deadline has passed, the application is deemed rejected, opening the way for a prior administrative appeal.
  • Minimum contribution period: 500 days contributed in the 5 years prior to death or 15 years throughout the entire working life. Occupational accidents or diseases do not require a minimum contribution period. If the deceased was already a pensioner, this requirement is considered met.
  • Pareja de hecho: in addition to 5 years of notorious cohabitation, it requires registration in the Registry or a public deed >=2 years before the death, and the beneficiary's income must be less than 50 % of the joint income.
  • Concurrent beneficiaries: if a former spouse with a compensatory pension and a current spouse or pareja de hecho coexist, the pension is divided proportionally to the time of cohabitation, guaranteeing 40 % to the current partner.
  • Compatibility: the pension is compatible with any employment income and with your own retirement or permanent disability pension (subject to concurrent pension limits).
  • If you have children in common with the deceased, manage the orphan's pension for each of them in parallel (use pension_orfandad).

Pensión de viudedad (INSS) (widow's/widower's pension): frequently asked questions

Pensión de viudedad (INSS) (widow's/widower's pension): how much does it cost?

We charge you €108: our fee plus, where applicable, the fixed official tasa we advance. Our fee €108.00 (21% VAT incl.). The pensión de viudedad application before the INSS does not have an official tasa.. Managora's fee is €108.00, 21% VAT included (€89.26 net + €18.74 VAT). This procedure carries no official tasa.

Pensión de viudedad (INSS) (widow's/widower's pension): how long does it take?

The INSS decides within a maximum of 90 calendar days from the application. Silencio negativo (deemed refusal by administrative silence). Economic effects start from the day following the death if applied for within 3 months; after 3 months, retroactivity is limited to 3 months (art. 230 TRLGSS).

Pensión de viudedad (INSS) (widow's/widower's pension): which documents do I need?

You need to have to hand: Certificado literal de defunción of the deceased., Libro de familia (family record book) or, failing that, marriage certificate., Registro Civil (Civil Registry) certificate showing marital status (marriage, separation, divorce)., If pareja de hecho: certificate from the Registro de Parejas de Hecho (De Facto Partners Registry) showing the registration date and a historical empadronamiento (municipal census registration) certificate proving >=5 years of cohabitation., If former spouse: divorce decree showing the recognised compensatory pension or, in cases of gender violence, a final court ruling or protection order., Document proving that the deceased had NOT entered into a new marriage., Vida laboral (employment history) of the deceased (if they were not already a pensioner)., Certificado de últimas voluntades (certificate of last wills).. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Instituto Nacional de la Seguridad Social (INSS). You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Instituto Nacional de la Seguridad Social (INSS) ↗.

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