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Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua)

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua) is filed with Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras. With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €19 to €19.

We process your temporary incapacity benefit for you. We cover the 4 contingencies: enfermedad común (common illness), accidente no laboral (non-work accident), accidente de trabajo (work accident) and enfermedad profesional (occupational disease). We calculate the amount in bands (60 % of the regulatory base for days 4-20, 75 % from day 21) or full cover from the first day for AT/EP. Applicable to employees (general scheme) and self-employed workers (RETA).

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Estimated total cost
€19 to €19
Managora's fee
€22.99 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
The sick-leave note must be submitted within 3 days of being issued (the company reports it via the Sistema RED). After receiving the note, the mutua/INSS starts the payment from the fourth day (EC/ANL) or from the day after the accident (AT/EP).
Where it is filed
Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras ↗
What you receive
Application

Cost breakdown: Our fee 19 €. Processing the temporary incapacity benefit before the INSS or the mutua has no official fee..

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua): how is it filed?

  1. 1Answer the chat questions (~5 minutes).
  2. 2We calculate your daily amount in bands according to the contingency (60 % / 75 % of the regulatory base).
  3. 3Payment of 19 €.
  4. 4Sign the mandate from your mobile.
  5. 5Notification to the INSS via the Sistema RED if you are an employee, or a direct application to the INSS / mutua if you are self-employed.
  6. 6You receive the submission acknowledgement, a full copy of the notification, the signed mandate and the invoice.

Which documents do you need?

  • •Sick-leave note (parte de baja) issued by your GP or by the mutua (in the case of AT/EP).
  • •If AT/EP: work accident report from the company or equivalent documentation.
  • •Employed worker: the company will send the note to the INSS via the Sistema RED.

Legal basis and things to bear in mind

  • Minimum contribution: common illness requires 180 days over the last 5 years. AT, EP and ANL do not require prior contributions.
  • EC/ANL: days 1-3 unpaid (unless a collective agreement covers them). Days 4-20: 60 % of the regulatory base. Day 21+: 75 % of the regulatory base.
  • AT/EP: payment from the day after the triggering event at 75 % of the regulatory base.
  • Maximum legal duration: 365 days + 180 extension = 545 days. Once exhausted, a permanent incapacity file is opened.
  • As a self-employed worker in RETA, IT (temporary incapacity) cover has been compulsory since 2008. For AT/EP it is voluntary but advisable.
  • The sick-leave note, the confirmation notes (every 7-14 days) and the discharge note are issued by the doctor. The company reports them to the INSS within 3 days via the Sistema RED.

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua): frequently asked questions

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua): how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is €19 to €19: Our fee 19 €. Processing the temporary incapacity benefit before the INSS or the mutua has no official fee.. Managora's fee is €22.99, 21% VAT included (€19.00 net + €3.99 VAT). This procedure carries no official tasa.

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua): how long does it take?

The sick-leave note must be submitted within 3 days of being issued (the company reports it via the Sistema RED). After receiving the note, the mutua/INSS starts the payment from the fourth day (EC/ANL) or from the day after the accident (AT/EP).

Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua): which documents do I need?

You need to have to hand: Sick-leave note (parte de baja) issued by your GP or by the mutua (in the case of AT/EP)., If AT/EP: work accident report from the company or equivalent documentation., Employed worker: the company will send the note to the INSS via the Sistema RED.. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras. You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras ↗.

Shall we get started with «Incapacidad temporal (baja médica), temporary incapacity benefit (INSS / mutua)»?

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