Incapacidad temporal (temporary disability / sick leave) (INSS / mutua)
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua) is filed with Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras. With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. What we charge you: €150.
We process your application for the incapacidad temporal (temporary disability) benefit. We cover all 4 contingencies: enfermedad común (common illness), accidente no laboral (non-work-related accident), accidente de trabajo (work-related accident) and enfermedad profesional (occupational disease). We calculate the amount by tiers (60 % of the BR on days 4-20, 75 % of the BR from day 21 onwards) or full coverage from the first day in the case of work-related accidents or occupational diseases. Applicable to employees (régimen general) and self-employed workers (RETA).
Practical guide: Sick leave and disability in Spain: temporary and permanent. Requirements, deadlines and the steps, explained.
- What we charge you
- €150
- Managora's fee
- €150.00 (21% VAT incl.)
- Tasa (official government fee)
- No tasa payable
- Processing time
- Since 1 April 2023 you no longer take the report to your employer: the doctor hands you your copy and the public health service or the mutua send the data to the INSS electronically on the first working day after it is issued, and the INSS passes it on to the company (arts. 7.1 and 7.2 of RD 625/2014, as worded by RD 1060/2022). It is the company that has 3 working days to transmit its own data through the Sistema RED once it receives that communication. The benefit is paid from the fourth day for common illness and non-work-related accidents, and from the day after the leave began for work-related accidents and occupational diseases.
- What you receive
- Application
Cost breakdown: Our fee €150.00 (21% VAT incl.). The processing of the temporary disability benefit before the INSS or the mutua does not have an official fee (tasa)..
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua): how is it filed?
- 1Answer the chat questions (around 5 minutes).
- 2We calculate your daily amount by tiers according to the contingency (60 % / 75 % of the BR).
- 3Payment of €150.00 (21% VAT incl.).
- 4Sign the framework mandate (mandato marco) from your mobile phone.
- 5If you are self-employed, we file your benefit claim with the INSS or your mutua. If you are an employee there is nothing for us to file on your behalf: the communication via the Sistema RED is your company's obligation (article 7.2 of Royal Decree 625/2014). What we do for you is calculate what you are owed by tiers, check it against your payslip and, if the discharge does not hold up, prepare and file the review.
- 6You receive proof of submission, a full copy of the communication, the signed mandate and the invoice.
Which documents do you need?
- •Medical leave report (parte de baja médica) issued by your primary care doctor or by the mutua (in the case of work-related accidents or occupational diseases).
- •If work-related accident or occupational disease: work-related accident report from the company or equivalent documentation.
- •Employee: you do not need to hand the report in at your workplace. The health service sends it to the INSS and the INSS to your company; the company only transmits its own data through the Sistema RED.
Legal basis and things to bear in mind
- Minimum contribution: common illness requires 180 days of contributions in the last 5 years. Work-related accidents, occupational diseases and non-work-related accidents do not require prior contributions.
- Common illness / non-work-related accident: days 1-3 are unpaid (unless covered by a collective agreement). Days 4-20: 60 % of the BR. Day 21 onwards: 75 % of the BR.
- Work-related accident / occupational disease: payment starts from the day following the triggering event at 75 % of the BR.
- Maximum legal duration: 365 days + 180 days extension (prórroga) = 545 days. After this is exhausted, a permanent disability case file is opened.
- As a self-employed worker in the RETA, temporary disability coverage has been compulsory since 2008. For work-related accidents and occupational diseases it is voluntary but recommended.
- The medical leave report (parte de baja), confirmation reports and the medical discharge report (parte de alta) are issued by the doctor, who gives you a copy. The health service sends the data to the INSS on the first working day after issuing it, and the company then has 3 working days to transmit its own data through the Sistema RED.
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua): frequently asked questions
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua): how much does it cost?
We charge you €150: our fee plus, where applicable, the fixed official tasa we advance. Our fee €150.00 (21% VAT incl.). The processing of the temporary disability benefit before the INSS or the mutua does not have an official fee (tasa).. Managora's fee is €150.00, 21% VAT included (€123.97 net + €26.03 VAT). This procedure carries no official tasa.
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua): how long does it take?
Since 1 April 2023 you no longer take the report to your employer: the doctor hands you your copy and the public health service or the mutua send the data to the INSS electronically on the first working day after it is issued, and the INSS passes it on to the company (arts. 7.1 and 7.2 of RD 625/2014, as worded by RD 1060/2022). It is the company that has 3 working days to transmit its own data through the Sistema RED once it receives that communication. The benefit is paid from the fourth day for common illness and non-work-related accidents, and from the day after the leave began for work-related accidents and occupational diseases.
Incapacidad temporal (temporary disability / sick leave) (INSS / mutua): which documents do I need?
You need to have to hand: Medical leave report (parte de baja médica) issued by your primary care doctor or by the mutua (in the case of work-related accidents or occupational diseases)., If work-related accident or occupational disease: work-related accident report from the company or equivalent documentation., Employee: you do not need to hand the report in at your workplace. The health service sends it to the INSS and the INSS to your company; the company only transmits its own data through the Sistema RED.. You do not upload them here: we collect the details through the guided chat.
Who files the procedure?
Managora files it in your name with Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras. You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.
Can it be done online?
Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.
Related procedures
- Solicitud de pensión de jubilación (retirement pension application) (INSS)
- Application for partial retirement to the INSS (LGSS art. 215 + contrato de relevo, ET 12.7)
- Jubilación anticipada (early retirement, voluntary or involuntary)
- Pensión No Contributiva (PNC) de Jubilación: non-contributory retirement pension (LGSS arts. 369-372)
- Pensión de viudedad (INSS) (widow's/widower's pension)
- Pensión de orfandad (orphan's pension) (INSS)
Based on the legislation in force and on the official site of the competent authority: Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras ↗.
Managora Gestion SL (company number B88823893) is a private company. We are not Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras, we are not affiliated with, authorised or endorsed by any public authority, and this website is not an official government portal. What you pay on this page is our fee for preparing, signing and filing the procedure on your behalf: it is separate from the official tasa, which where applicable belongs to the authority and is shown to you separately. You can carry out this procedure yourself, directly with Instituto Nacional de la Seguridad Social (INSS) y mutuas colaboradoras.
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