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Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability is filed with Instituto Nacional de la Seguridad Social (INSS). With Managora you do it 100% online: you answer a few questions, sign a digital mandato (power of representation) and we draft, sign and file your application for you. Estimated total cost: €29 to €29.

We handle your Incapacidad Permanente (permanent disability) benefit application before the INSS. We cover all 4 grades (partial, total, qualified total, absolute and major disability) and the 4 contingencies (EC, ANL, AT, EP). We calculate your estimated amount based on the regulatory base, check the minimum and supplementary qualifying periods, and advise you on the PNC route if you do not reach the contributory pension.

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Estimated total cost
€29 to €29
Managora's fee
€35.09 (21% VAT incl.)
Tasa (official government fee)
No tasa payable
Processing time
The INSS resolves within a maximum of 135 calendar days from the application (art. 6 RD 1300/1995). Deemed refusal by administrative silence. The pension takes effect from the date of the causing event.
Where it is filed
Instituto Nacional de la Seguridad Social (INSS) ↗
What you receive
Application

Cost breakdown: Our fee 29 €. The permanent disability application before the INSS has no official fee..

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability: how is it filed?

  1. 1Answer the chat questions (~10 minutes).
  2. 2We calculate the estimated amount by grade, verify the minimum qualifying period and advise you.
  3. 3Payment of 29 €.
  4. 4Sign the mandate from your mobile.
  5. 5We submit the application to the INSS via its sede electrónica (online portal) with your digital certificate or Cl@ve (Spanish government online identity system). You will receive a summons to the EVI within weeks.
  6. 6You receive the INSS submission acknowledgement, a full copy of the application, the signed mandate and the invoice.

Which documents do you need?

  • •Medical summary report (summary of the clinical picture) signed by a primary-care doctor or the Inspection service.
  • •Medical reports from the specialists treating you (traumatologist, rheumatologist, neurologist, oncologist, etc.).
  • •Relevant complementary tests (MRI, CT scan, electromyogram, biopsy, etc.).
  • •If AT/EP (work accident/occupational disease): work accident report or recognition of an occupational disease.
  • •If Gran Invalidez (major disability): report on the need for third-party assistance, Barthel/Lawton-Brody scale.
  • •Up-to-date vida laboral (working-life report).
  • •Company certificate with the last contribution base (Régimen General only).

Legal basis and things to bear in mind

  • Legal deadline for the INSS to resolve: 135 calendar days (art. 6 RD 1300/1995). If it passes without an express decision, silencio NEGATIVO (deemed refusal by administrative silence). This opens the way to a prior claim (reclamación previa, 30 days) and a claim before the Juzgado Social (Social Court).
  • Minimum qualifying period: AT/EP require no qualifying period. EC and ANL require 1/4 of the period between the age of 20 and the date of the causing event (minimum 5 years) or, if you are under 31, half of the period between 16 and that date. Supplementary qualifying period: 1/5 of the required period within the last 10 years.
  • IP Absoluta (absolute disability) and Gran Invalidez (major disability) are EXEMPT from IRPF (income tax) (art. 7.f LIRPF). IP Total (total disability) is taxed as employment income and is compatible with work in another profession.
  • If you do not reach contributory IP due to the qualifying period, we advise you towards the Pensión No Contributiva de Invalidez (non-contributory disability pension, PNC, managed by IMSERSO/regional governments, with economic requirements).
  • The procedure always includes an assessment by the EVI (Equipo de Valoración de Incapacidades, Disability Assessment Team). Bring ALL your medical reports in hand on the day of the appointment.

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability: frequently asked questions

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability: how much does it cost?

The estimated total cost (our fee + official tasas and taxes) is €29 to €29: Our fee 29 €. The permanent disability application before the INSS has no official fee.. Managora's fee is €35.09, 21% VAT included (€29.00 net + €6.09 VAT). This procedure carries no official tasa.

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability: how long does it take?

The INSS resolves within a maximum of 135 calendar days from the application (art. 6 RD 1300/1995). Deemed refusal by administrative silence. The pension takes effect from the date of the causing event.

Incapacidad permanente (INSS permanent disability): partial, total, absolute or major disability: which documents do I need?

You need to have to hand: Medical summary report (summary of the clinical picture) signed by a primary-care doctor or the Inspection service., Medical reports from the specialists treating you (traumatologist, rheumatologist, neurologist, oncologist, etc.)., Relevant complementary tests (MRI, CT scan, electromyogram, biopsy, etc.)., If AT/EP (work accident/occupational disease): work accident report or recognition of an occupational disease., If Gran Invalidez (major disability): report on the need for third-party assistance, Barthel/Lawton-Brody scale., Up-to-date vida laboral (working-life report)., Company certificate with the last contribution base (Régimen General only).. You do not upload them here: we collect the details through the guided chat.

Who files the procedure?

Managora files it in your name with Instituto Nacional de la Seguridad Social (INSS). You only provide the details through the chat and sign a mandato (power of representation); we prepare, sign and register it.

Can it be done online?

Yes. The whole process is online: you answer a few questions in the guided chat, sign a simple mandato on screen and receive the receipt and the official documents by email, with full legal validity.

Related procedures

Based on the legislation in force and on the official site of the competent authority: Instituto Nacional de la Seguridad Social (INSS) ↗.

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